Research

CFPB: Report Finds Large Retail Chains Charging Cash-Back Fees to Customers Using Debit and Prepaid Cards

Closures of banks have created conditions for major dollar store chains to charge for cash back Today, the Consumer Financial Protection Bureau (CFPB) published a new report finding Americans are paying tens of millions of dollars in fees to access their own money when getting “cash back” at large retail stores when making a purchase…

HUD and Census Bureau: New Residential Sales Report Released for July 2024

The U.S. Census Bureau and the U.S. Department of Housing and Urban Development jointly announced the following new residential sales statistics for July 2024: New Home SalesSales of new single-family houses in July 2024 were at a seasonally adjusted annual rate of 739,000, according to estimates released jointly today by the U.S. Census Bureau and…

CDFI Fund: Public Comments Sought on CDFI ERP-Related Changes to the Transaction Level Report

The U.S. Department of the Treasury’s Community Development Financial Institutions Fund (CDFI Fund) is soliciting public comment on changes to the Transaction Level Report (TLR) that will capture data on transactions related to the Community Development Financial Institutions Equitable Recovery Program (CDFI ERP). In 2023, the CDFI Fund allocated $1.73 billion in federal financial assistance…

Census Bureau: Household Pulse Survey Phase 4.1 Monthly Data Released

The U.S. Census Bureau today released new data from Phase 4.1 of the experimental Household Pulse Survey (HPS). The HPS is an effort by the Census Bureau and other federal statistical agencies to measure how emergent issues are impacting U.S. households from a social and economic perspective. Topics for Phase 4.1 include employment status, spending, food…

Joint Rulemaking Issued on Financial Data Transparency Act Data Standards

Today, the Federal Housing Finance Agency (FHFA) joined eight other agencies to announce that it is seeking comment on a proposed rule to establish data standards for certain information collected by financial regulatory agencies. FHFA joins the Office of the Comptroller of the Currency, the Federal Reserve System, the Federal Deposit Insurance Corporation, the National…

Federal Reserve: Comments Requested on Proposed Rule to Establish Data Standards for Certain Information Collections

The Federal Reserve Board on Friday requested comment on a proposed rule that would establish data standards for certain information collections submitted to financial regulatory agencies. In addition to the Board, the standards have been proposed by several other federal financial regulatory agencies. The proposal would promote interoperability of data collected by financial regulatory agencies…

CFPB: Agency Joins Federal Regulators to Propose Rule to Standardize Data Submitted to Federal Financial Agencies

 The Consumer Financial Protection Bureau today joined several other federal financial regulatory agencies in announcing a proposed rule to establish data standards for certain information collections submitted to financial regulatory agencies. The proposal would promote interoperability of financial regulatory data across the agencies through the establishment of data standards for identifiers of legal entities and…

FDIC: Board Approves Request for Information on Deposits Data Not Currently Reported on the Call Report or Other Regulatory Reports

The Federal Deposit Insurance Corporation (FDIC) Board of Directors today approved a request for information (RFI) soliciting the public’s comments on deposit data that is not currently reported in the Call Report or other regulatory reports, including for uninsured deposits. “The request for information seeks more granular information on the composition and characteristics of uninsured…

FHFA: House Price Index Unchanged in May 2024; Up 5.7 Percent from Last Year

U.S. house prices were unchanged in May, according to the Federal Housing Finance Agency (FHFA) seasonally adjusted monthly House Price Index (HPI®). House prices rose 5.7 percent from May 2023 to May 2024. The previously reported 0.2 percent price increase in April was revised upward to 0.3 percent. For the nine census divisions, seasonally adjusted monthly price changes from…

HUD and Census Bureau: New Residential Sales Report Issued for June 2024

The U.S. Census Bureau and the U.S. Department of Housing and Urban Development jointly announced the following new residential sales statistics for June 2024: New Home SalesSales of new single-family houses in June 2024 were at a seasonally adjusted annual rate of 617,000, according to estimates released jointly today by the U.S. Census Bureau and…