Research

FDIC: Results of Summary of Deposit 2024 Annual Survey Released

The Federal Deposit Insurance Corporation (FDIC) today released results of its annual survey of branch office deposits for all FDIC-insured institutions as of June 30, 2024.  The FDIC’s Summary of Deposits (SOD) provides deposit totals for each of the more than 76,000 domestic offices operated by more than 4,500 FDIC-insured commercial and savings banks, savings…

Census Bureau: Final 2020 Census Data Product Released

New Product Provides Average Household Size and Counts of People Living in Certain Types of Households The U.S. Census Bureau today released the Supplemental Demographic and Housing Characteristics File (S-DHC). The S-DHC — the final 2020 Census data product to be released — combines the characteristics of households and the people living in them. The data…

OCC: Mortgage Performance Report for Second Quarter 2024 Released

The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the second quarter of 2024. The OCC Mortgage Metrics Report, Second Quarter 2024 showed that 97.3 percent of mortgages included in the report were current and performing at the end of the quarter, a decrease…

FHFA: Data Visualization Dashboard Released for Enterprises’ Multifamily Mortgage Acquisitions

The Federal Housing Finance Agency (FHFA) released an interactive tool for tracking data on multifamily mortgages that enables users to review details about loans and properties at both the state and national levels. The tool, known as a data visualization dashboard, provides a more accessible way to view and understand data on multifamily mortgages. It…

Census Bureau: Nearly Half of Renter Households Are Cost-Burdened, Proportions Differ by Race

Over 21 million renter households spent more than 30% of their income on housing costs in 2023, representing nearly half (49.7%) of the 42.5 million renter households in the United States for whom rent burden is calculated. Although the median ratio of income-to-housing costs for renters remained unchanged from 2022 at 31%, there are differences in the…

Census Bureau: Household Pulse Survey Phase 4.2 Monthly Data Released

The U.S. Census Bureau today released new data from Phase 4.2 of the experimental Household Pulse Survey (HPS). The HPS is an effort by the Census Bureau and other federal statistical agencies to measure how emergent issues are impacting U.S. households from a social and economic perspective. Phase 4.2 includes new, reinstated and updated questions. Some previously…

Census Bureau: Income, Poverty and Health Insurance Coverage in the U.S. Data Released for 2023

The U.S. Census Bureau today announced that real median household income increased by 4.0% between 2022 and 2023. This is the first statistically significant annual increase in real median household income since 2019. The official poverty rate fell 0.4 percentage points, to 11.1%, in 2023. The Supplemental Poverty Measure (SPM) rate in 2023 was 12.9%,…

Census Bureau: 2022 Local Estimates of Internet Adoption Released

The U.S. Census Bureau and the National Telecommunications and Information Administration (NTIA) today released the 2022 Local Estimates of Internet Adoption (LEIA), an experimental data product that measures Internet adoption at the county level. As part of the federal government’s efforts to improve the availability, adoption and effective use of high speed Internet service through the Digital Equity Actprograms and the Broadband…

CFPB: Report Highlights Consumer Protection Issues in Medical and Rental Debt Collection

Debt collectors are pursuing consumers using illegal tactics for debts they do not owe The Consumer Financial Protection Bureau (CFPB) today issued its annual report on debt collection, which highlights aggressive and illegal practices in the collection of medical debt and rental debt. The report discusses how problems with real estate companies’ “revenue management software” can result…

FHFA: U.S. House Prices Rise 5.7 Percent Over the Last Year; Up 0.9 Percent from the First Quarter 2024

U.S. house prices rose 5.7 percent between the second quarter of 2023 and the second quarter of 2024, according to the Federal Housing Finance Agency (FHFA) House Price Index (FHFA HPI®).  House prices were up 0.9 percent compared to the first quarter of 2024.  FHFA’s seasonally adjusted monthly index for June was down 0.1 percent from May. “U.S. house prices saw…