Research

ABA: Bank Economists Expect Credit Conditions to Weaken over Next Six Months as Inflation Moderates

Bank economists expect credit conditions to soften over the next six months as the economy slows and the Federal Reserve considers additional steps to rein in inflation, according to the American Bankers Association’s latest Credit Conditions Index released today.  The latest report finds slightly less pessimistic near-term expectations for business and consumer credit quality and…

Census Bureau: AmeriCorps Civic Engagement and Volunteering Supplement Released

The U.S. Census Bureau and AmeriCorps, the federal agency for national service and volunteerism, announced the release of the 2021 Current Population Survey (CPS), Civic Engagement and Volunteering (CEV) Supplement Microdata File. It is the most robust longitudinal survey about volunteerism and other forms of civic engagement in the United States. The data can support evidence-based decision-making…

Census Bureau: Household Pulse Survey Phase 3.7 Monthly Data Released

The U.S. Census Bureau today released new data from phase 3.7 of the experimental Household Pulse Survey (HPS). The HPS is an effort by the Census Bureau and other federal statistical agencies to provide near real-time data on how the COVID-19 pandemic, and changes in social and economic conditions are affecting people’s lives to inform federal and…

CFPB: Public Input Sought on Consumer Credit Market

Feedback from consumers, industry, advocates will help inform biennial credit card market report The Consumer Financial Protection Bureau (CFPB) issued a request for information today seeking public feedback on how the consumer credit market is functioning as part of a biennial review of the industry. The CFPB is seeking more and current information on various…

OCC: Research on Emerging Risks in the Banking System Solicited

The Office of the Comptroller of the Currency (OCC) is soliciting academic research papers on emerging risks in the banking system or related policy and supervisory issues for submission by March 3, 2023. The OCC will invite authors of selected papers to present to OCC staff and invited academic and government researchers at OCC Headquarters…

ABA: Bank Economists See Inflation Moderating as Growth Stalls in 2023

Weakening consumer and business spending, and improving supply chains, will support the Federal Reserve’s efforts to drive inflation lower this year and next toward its 2% target, according to the latest forecast of the American Bankers Association’s Economic Advisory Committee. The committee, comprised of 15 chief economists from some of North America’s largest banks, also…

CDFI Fund: Updated Program Information Now Available Based on 2016-2020 American Community Survey

BEA Program Eligibility and CDFI Program Investment Areas Revised with Data Release The U.S. Department of the Treasury’s Community Development Financial Institutions Fund (CDFI Fund) released today updated Eligibility Data for the Bank Enterprise Award Program (BEA Program), as well as updated Investment Areas and Target Markets for the Community Development Financial Institutions Program (CDFI…

Census Bureau: Household Pulse Survey Phase 3.7 Monthly Data Released

The U.S. Census Bureau today released new data from phase 3.7 of the experimental Household Pulse Survey (HPS). The HPS is an effort by the Census Bureau and other federal statistical agencies to provide near real-time data on how the COVID-19 pandemic, and changes in social and economic conditions are affecting people’s lives to inform federal and…

CFPB: New Report Issued on Complaints Regarding TransUnion, Experian, and Equifax

Analysis of nearly half a million complaints reveals ongoing challenges Today, the Consumer Financial Protection Bureau (CFPB) released an annual report that details improvements and deficiencies in the nationwide consumer reporting companies’ responses to consumer complaints transmitted by the CFPB. Today’s report includes considerations for the nationwide consumer reporting companies to improve compliance with consumer financial protection…

FEMA: 2022 National Preparedness Report Underscores Continued Threat of Climate Change

FEMA released the 2022 National Preparedness Report today, revealing the impacts that climate change and associated natural disasters continue to have on emergency management capabilities and communities across the country.  This year’s report presents preparedness data through the lens of risks and capabilities and underscores the challenges that emergency managers face in addressing a continuously expanding risk…