Research

OCC: Research Solicited on Artificial Intelligence in Banking & Finance

The Office of the Comptroller of the Currency (OCC) is soliciting academic research papers on the use of artificial intelligence in banking and finance for submission by December 15, 2024. The OCC will invite authors of selected papers to present to OCC staff and invited academic and government researchers at OCC Headquarters in Washington, D.C.,…

Census Bureau: Household Pulse Survey Phase 4.2 Monthly Data Released

The U.S. Census Bureau today released new data from Phase 4.2 of the experimental Household Pulse Survey (HPS). The HPS is an effort by the Census Bureau and other federal statistical agencies to measure how emergent issues are impacting U.S. households from a social and economic perspective. Phase 4.2 includes new, reinstated and updated questions. Some previously asked…

HUD: $5 Million Awarded to HBCUs to Conduct Housing and Community Development Research

Winston-Salem State University and Tennessee State University will launch research centers to study housing and community development challenges and opportunities in underserved areas Today, the U.S. Department of Housing and Urban Development (HUD) awarded $5 million to Winston-Salem State University and Tennessee State University to establish Research Centers of Excellence. HUD’s Research Centers of Excellence…

FDIC: 2024 Small Business Lending Survey Report Issued

The Federal Deposit Insurance Corporation (FDIC) today released the 2024 Small Business Lending Survey Report (SBLS). Conducted in 2022, the SBLS is a nationally representative sample of U.S. banks that offers important insights into their small business lending practices and how banks meet the credit needs of the nation’s small businesses. The SBLS gathered responses from…

ABA: Bank Economists Share that Soft Landing Remains Likely, But Risks Remain

The American Bankers Association’s Economic Advisory Committee expects moderating inflation to enable the Federal Reserve to reduce the federal funds rate and support an ongoing economic expansion, according to the latest forecast the group released today.  The committee, composed of 15 chief economists from some of North America’s largest banks, expects solid real economic growth…

FHFA: NMDB Residential Mortgage Dashboard Released

Agency unveils online tool that shows loan performance of residential mortgages at the national and state levels and for the 100 largest metropolitan areas The Federal Housing Finance Agency (FHFA) updated the National Mortgage Database (NMDB®) Aggregate Statistics series to include new quarterly data on the loan performance of residential mortgages through the second quarter…

HUD and Census Bureau: Latest American Housing Survey Released

The 2023 American Housing Survey marks 50 years of providing a comprehensive assessment of housing in America and includes key benchmarks to strengthen America’s housing industry Today, the U.S. Department of Housing and Urban Development (HUD), in collaboration with the U.S. Census Bureau, released the 2023 American Housing Survey (AHS). The release of this latest survey…

HUD and Census Bureau: New Residential Sales Report for August 2024 Released

The U.S. Census Bureau and the U.S. Department of Housing and Urban Development jointly announced the following new residential sales statistics for August 2024: New Home SalesSales of new single-family houses in August 2024 were at a seasonally adjusted annual rate of 716,000, according to estimates released jointly today by the U.S. Census Bureau and…

FHFA: House Price Index Up 0.1 Percent in July 2024; Up 4.5 Percent from Last Year

U.S. house prices rose 0.1 percent in July, according to the Federal Housing Finance Agency (FHFA) seasonally adjusted monthly House Price Index (HPI®). House prices rose 4.5 percent from July 2023 to July 2024. The previously reported 0.1 percent price decrease in June was revised upward to 0.0 percent. For the nine census divisions, seasonally adjusted monthly price changes…

CFPB: Report Highlights Challenges Facing Servicemembers and Veterans with Student Loans

Annual report also identifies an increase in complaints about all financial products, including from older veterans targeted by scams and fraud Today, the Consumer Financial Protection Bureau (CFPB) released its annual report on the top financial concerns facing servicemembers, veterans, and military families. The report finds that active duty and veteran students are encountering many financial challenges,…