OCC

OCC: CRA Evaluations Released for 30 National Banks and Federal Savings Associations

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of September 1, 2018 through September 30, 2018.  The list contains only national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings.  The…

OCC: Mortgage Performance Unchanged in Second Quarter 2018

Performance of first-lien mortgages remained largely unchanged during the second quarter of 2018 compared with a year earlier, according to the Office of the Comptroller of the Currency’s (OCC) quarterly report on mortgages. The OCC Mortgage Metrics Report, Second Quarter 2018, showed 95.6 percent of mortgages included in the report were current and performing at…

Interagency Statement: Reaffirming the Role of Bank Supervisory Guidance

Five federal agencies today issued a joint statement explaining the role of supervisory guidance for regulated institutions. The statement from the agencies—the Federal Reserve Board, the Bureau of Consumer Financial Protection, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the Office of the Comptroller of the Currency—confirms that supervisory guidance does not…

OCC: CRA Evaluations for 16 National Banks and Federal Savings Associations Released

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of August 1, 2018 through August 31, 2018. The list contains only national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings. The…

OCC: Fourth Quarter 2018 and First Quarter 2019 CRA Evaluation Schedule Issued

The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the fourth quarter of 2018 and first quarter of 2019. The OCC encourages public comment on the national banks and federal savings associations scheduled to be evaluated under the CRA, and suggests…

OCC: Agency Seeks Comments on Modernizing Community Reinvestment Act Regulations

The Office of the Comptroller of the Currency today released an Advance Notice of Proposed Rulemaking (ANPR) seeking comment on the best ways to modernize the regulatory framework implementing the Community Reinvestment Act (CRA). “As a long-time banker, I have seen firsthand the benefit of CRA investment and how it makes communities vibrant. I applaud…

OCC: Advance Notice of Proposed Rulemaking Regarding Community Reinvestment Act

OCC BULLETIN 2018-24 Description: Advance Notice of Proposed Rulemaking Summary The Office of the Comptroller of the Currency (OCC) has published an advance notice of proposed rulemaking (ANPR) on its website inviting public comment on ways to transform or modernize the regulations that implement the Community Reinvestment Act (CRA). The ANPR solicits ideas on how to…

OCC: Agency Seeks Members for Its Minority Depository Institutions Advisory Council

The Office of the Comptroller of the Currency (OCC) is seeking nominations for members of its Minority Depository Institutions Advisory Committee (MDIAC). The MDIAC assists the OCC in assessing the needs and challenges facing minority depository institutions. The OCC is seeking nominations of officers or directors of OCC-regulated minority depository institutions, or officers or directors…

OCC: Revisions to Impact of Evidence of Discriminatory or Other Illegal Credit Practices on CRA Ratings

Description: Revisions to Impact of Evidence of Discriminatory or Other Illegal Credit Practices on Community Reinvestment Act Ratings Summary The Office of the Comptroller of the Currency (OCC) is issuing this bulletin to make public the revised Policies and Procedures Manual (PPM) 5000-43, which clarifies the OCC’s policy for applying the regulatory framework to determine…

OCC: CRA Evaluations for 40 National Banks and Federal Savings Associations Released

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of July 1, 2018 through July 31, 2018. The list contains only national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings. The…