Innovation

CFPB: Paul Watkins Announced as New Director for the Office of Innovation

Bureau of Consumer Financial Protection (Bureau) Acting Director Mick Mulvaney today announced he has selected Paul Watkins to lead the Bureau’s new Office of Innovation. “I am delighted that Paul Watkins is bringing his deep expertise, track record of protecting consumers, and commitment to innovation to the Bureau,” said Acting Director Mulvaney. “I am confident…

HUD: University of Maryland Wins HUD’s Innovation in Affordable Housing Student Design and Planning Competition

The U.S. Department of Housing and Urban Development (HUD) today announced the University of Maryland, College Park as the winner of its 2018 Innovation in Affordable Housing Student Design and Planning Competition. A team of graduate students received top honors for their project, Beacon Crossing—a plan for public housing in Dover, N.H., that will provide…

OCC: Inaugural Listening Session and Innovation Office Hours Announced for Chicago

The Office of the Comptroller of the Currency (OCC) today announced the date and location for its upcoming Innovation Office Hours and inaugural Listening Session. Office Hours are one-on-one meetings with OCC officials to discuss financial technology, new products or services, partnering with a bank or fintech company, or other matters related to financial innovation….

Census Bureau: New Data Tools and Apps to Be Revealed at Technology Demo Day on November 29th

What: The U.S. Census Bureau will showcase 12 new innovative projects at an interagency demonstration day created through a federal initiative called The Opportunity Project (TOP). These new tools address problems such as youth and veteran homelessness, engaging hard-to-count populations in the decennial census and making federal grants data user-friendly. TOP is a collaborative effort…

Federal Reserve: Speech | Financial Innovation: A World in Transition

We live in a world defined by the rapid pace of technological change. Four of the five largest U.S. companies by market capitalization are classified as “technology companies,” where the term describes the products that these companies sell and how they operate. Thanks to decades of investment in information technology, especially in electronic communication networks,…

CFPB: Announces First No-Action Letter in Efforts to Support Consumer-Friendly Innovation

The Consumer Financial Protection Bureau (CFPB) today announced a no-action letter issued to Upstart Network, Inc., a company that uses alternative data in making credit and pricing decisions. As a condition of the no-action letter, Upstart will regularly report lending and compliance information to the CFPB to mitigate risk to consumers and aid the Bureau’s…

SBA: Grants Awarded to 21 State and Local Economic Development Entities, SBDCs, and Universities to Support R&D Commercialization and Small Business Innovation

The U.S. Small Business Administration has granted up to $125,000 awards in FY 2017 to 16 Federal and State Technology (FAST) Partnership Program recipients including state and local economic development entities, small business development centers, colleges and universities and up to $200,000 awards to five Small Business Technology Development Centers (SBTDCs) that provide support to…

Federal Reserve: FinTech and Financial Innovation – Drivers & Depth

Abstract: This paper answers two questions that help those analyzing FinTech understand its origins, growth, and potential to affect financial stability. First, it answers the question of why “FinTech” is happening right now. Many of the technologies that support FinTech innovations are not new, but financial institutions and entrepreneurs are only now applying them to…

OCC: Agency to Hold Innovation Office Hours in New York

WASHINGTON — The Office of the Comptroller of the Currency (OCC) announced its Office of Innovation will host Office Hours for national banks, federal savings associations, and financial technology companies (fintech companies), July 24-26, at the OCC’s district office in New York City. Office Hours provide an opportunity for meetings with OCC officials to discuss…

HUD: Rutgers University Wins HUD 2017 Innovation in Affordable Housing Student Design & Planning Competition

WASHINGTON – The U.S. Department of Housing and Urban Development (HUD) announced a graduate student team from Rutgers University as the winners of HUD’s fourth annual Innovation in Affordable Housing Student Design and Planning Competition. The Rutgers team was one of four finalists to introduce a comprehensive plan for redeveloping a property owned by the Cuyahoga…