Federal Reserve: Statement Issued on Reputation Risk Proposal by Vice Chair for Supervision Michelle W. Bowman
Following earlier actions to remove reputation risk from its supervision of banks, the Federal Reserve Board on Monday requested comment on a proposal to codify that removal. The proposal reiterates the Board’s policy against penalizing or prohibiting an institution from banking a customer engaged in legal activity. “We have heard troubling cases of debanking—where supervisors…
OCC: Comments Requested on Proposed Rulemaking on the Bank Appeals Process
The Office of the Comptroller of the Currency (OCC) today requested comment on a proposal to establish revised procedures and policies for appeals by OCC-supervised entities of material supervisory determinations. The proposed changes reflect the OCC’s experience administering the bank appeals process and are intended to enhance the independence and efficiency of the appeals function. The proposal…
FDIC: Board of Directors Establishes Office of Supervisory Appeals
The Federal Deposit Insurance Corporation (FDIC) Board of Directors today approved amendments to the agency’s Guidelines for Appeals of Material Supervisory Determinations. Under the new Guidelines, the FDIC is replacing the existing Supervision Appeals Review Committee (SARC) with the Office of Supervisory Appeals, an independent, standalone office within the FDIC. The Office of Supervisory Appeals…
ABA: 2026 Blueprint for Growth Outlines Key Policy Priorities
The American Bankers Association today released its 2026 Blueprint for Growth, outlining ABA’s top policy priorities for the year ahead. The Blueprint will shape ABA’s ongoing engagement with Congress and the administration on the most important issues facing banks of all sizes, charters and business models. It was developed by ABA’s Government Relations Council, made up…
FDIC: List of Banks Examined for CRA Compliance Issued
The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in October 2025. The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting the…
Agencies Release Annual Asset-Size Thresholds Under Community Reinvestment Act Regulations
The Federal Reserve Board and the Federal Deposit Insurance Corporation today announced the 2026 updated Community Reinvestment Act (CRA) “small bank” and “intermediate small bank” asset-size thresholds. The CRA regulations establish the framework and criteria by which the relevant agencies assess a financial institution’s record of meeting the credit needs of its entire community, including…
OCC: CRA Bank Asset-Size Threshold Amounts for 2026 Announced
The Office of the Comptroller of the Currency (OCC) announced revisions to the asset-size threshold amounts used to define “small bank or savings association” and “intermediate small bank or savings association” under the Community Reinvestment Act (CRA) regulation (12 CFR 25 (March 29, 2024)). The thresholds—which apply to any national bank, federal savings association, or…