FFIEC: Federal Bank Regulatory Agencies Release 2025 Small Business, Small Farm and Community Development Lending Data
The federal bank regulatory agencies, as members of the Federal Financial Institutions Examination Council (FFIEC), today released data on small business, small farm, and community development lending during 2025. The Community Reinvestment Act regulations require the agencies to annually disclose these data. The FFIEC also prepared aggregate reports of small business and small farm lending…
OCC: Agency Issues Supervisory Framework on Bank Use of Super Intelligence
The Office of the Comptroller of the Currency (OCC) today issued a framework for its bank examination workforce on banks’ use of Super Intelligence (SI). Banks have a long history of utilizing new technologies to improve operational efficiencies and drive innovations to serve their customers. SI and agentic SI are novel technologies that are experiencing…
FDIC: Agency Rescinds the Board Statement on the Development and Communication of Supervisory Recommendations
On September 17, 2026, the Federal Deposit Insurance Corporation (FDIC) Board of Directors rescinded the Board Statement on Development and Communication of Supervisory Recommendations adopted in 2016 (2016 Statement). The 2016 Statement is superseded by the recent adoption of a final rule (Final Rule) adding a new part 305 to the FDIC’s rules that, among other…
Agencies Reduce Regulatory Burden for Community Banks, Increase Eligibility for 18-Month Exam Cycle
The federal bank regulatory agencies today issued an interim final rule increasing the number of community banks eligible for an 18-month exam cycle. The 21st Century ROAD to Housing Act increased the total asset threshold from $3 billion to $6 billion for certain supervised institutions to qualify for an extended 18-month on-site exam cycle. Extending…