CRA

Interagency Guidance: Host State Loan-to-Deposit Ratios Issued

The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency today issued the host state loan-to-deposit ratios that they will use to determine compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994. These ratios replace the…

May 28, 2019 Regulatory Updates

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in February 2019. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

May 3, 2019 CRA Examinations

OCC: CRA Evaluations Released for 32 National Banks and Federal Savings Associations

 The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of April 1, 2019 through April 30, 2019.  The list contains only national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings.  The…

May 3, 2019 CRA Examinations

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in January 2019. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

April 5, 2019 CRA Examinations

OCC: CRA Evaluations Released for 25 National Banks and Federal Savings Associations

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of March 1, 2019 through March 31, 2019.  The list contains only national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings.  The…

April 2, 2019 CRA Examinations

CFPB: HMDA Modified Loan Application Registers from 2018 Released

Today, the Home Mortgage Disclosure Act (HMDA) Modified Loan Application Registers (LARs) data were published for approximately 5,400 financial institutions. This is the first year in which additional data reported by certain institutions under the 2015 HMDA rule will be available. The Modified LARs contains loan level information for 2018 on individual HMDA filers, modified…

March 29, 2019 Regulatory Updates

Federal Reserve: Speech | “CRA: How Can We Preserve What Works and Make it Better?”

Governor Lael Brainard At the 2019 Just Economy Conference, National Community Reinvestment Coalition, Washington, D.C. It is a pleasure to have an opportunity to discuss how we can preserve what is working well with the Community Reinvestment Act (CRA) and make it better.1 In recent months, we have seen a high level of engagement from banks…

March 12, 2019 Industry News

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in December 2018. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

March 5, 2019 CRA Examinations

OCC: CRA Evaluations for 13 National Banks and Federal Savings Associations Released

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of February 1, 2019 through February 28, 2019.  The list contains only national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings.  The…

March 5, 2019 CRA Examinations

FDIC: CRA Examination Schedules for Second Quarter 2019 and Third Quarter 2019 Issued

The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the second quarter of 2019 and third quarter of 2019. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of…

February 28, 2019 CRA Examinations