CRA Modernization

findCRA to Lead CRA Session at the Arkansas Community Bankers Association’s 2024 Compliance Conference in Little Rock

findCRA will be onsite on September 11th at the annual Arkansas Community Bankers Association’s 2024 Compliance Conference in Little Rock. During the conference, findCRA’s President, COO & Co-Founder, will lead a general session covering the 2024 CRA final rule and its potential impacts to bankers within the state.  The session will also dive into best practices for…

ABA: Trade Groups Welcome Injunction Delaying CRA Rules Implementation

The American Bankers Association, the U.S. Chamber of Commerce, Independent Community Bankers of America, Texas Bankers Association, Independent Bankers Association of Texas, Amarillo Chamber of Commerce and Longview Chamber of Commerce issued the following statement after the decision by the Northern District of Texas late Friday to pause implementation of the Community Reinvestment Act Final…

Agencies Extend Applicability Date of Certain Provision of the CRA Final Rule

Federal bank regulatory agencies today jointly issued an interim final rule that extends the applicability date of certain provisions in their Community Reinvestment Act (CRA) final rule issued in October 2023. The agencies also requested comment on the extension. To promote clarity and consistency, the agencies extended the applicability date of the facility-based assessment areas…

Agencies Host 2024 National Interagency Community Reinvestment Conference

The federal bank regulatory agencies and the Federal Reserve Banks of San Francisco and Chicago will host the 2024 National Interagency Community Reinvestment Conference in Portland, Oregon, March 4 to 7. The biennial conference offers participants the opportunity to learn about the Community Reinvestment Act (CRA) and to discuss best practices, innovations, and emerging challenges…

ABA: Trade Associations Sue Regulators for Exceeding Statutory Authority in New Community Reinvestment Act Rules

Groups ask court to vacate new CRA rules and will seek preliminary injunction to block implementation until case is decided. The American Bankers Association, the U.S. Chamber of Commerce, Independent Community Bankers of America, Texas Bankers Association, Independent Bankers Association of Texas, Amarillo Chamber of Commerce and Longview Chamber of Commerce today filed a lawsuit in the…

Federal Bank Regulatory Agencies Release Webinar on New CRA Regulations

The federal bank regulatory agencies today jointly issued a pre-recorded webinar on the interagency final rule to strengthen and modernize regulations implementing the Community Reinvestment Act (CRA).  The nearly one-hour video provides an overview of the new CRA rule issued on October 24, 2023, and its objectives.  Additional topics in the recording include assessment areas, community development, evaluation…

Agencies Finalize Rule Updating and Modernizing the Community Reinvestment Act

On October 24, 2023, the FDIC Board voted to approve a final rule, to be issued jointly with the Board of Governors of the Federal Reserve System (Federal Reserve) and the Office of the Comptroller of the Currency (OCC), that makes comprehensive regulatory amendments to the FDIC’s regulation implementing the Community Reinvestment Act of 1977…

Federal Reserve: Michal Barr Delivers “Serving Indian Country with the Modernized Community Reinvestment Act” Speech

Vice Chair for Supervision Michael S. Barr At the Modernized Community Reinvestment Act and Indian Country, the Federal Reserve Bank of Minneapolis, Minneapolis, Minnesota (virtual) “Good afternoon. I’m grateful for the opportunity to join you today as we discuss the updated Community Reinvestment Act regulations and what they mean for Indian Country. The Community Reinvestment…