Community Banks

OCC: Agency Seeks Members for Its Minority Depository Institutions Advisory Council

The Office of the Comptroller of the Currency (OCC) is seeking nominations for members of its Minority Depository Institutions Advisory Committee (MDIAC). The MDIAC assists the OCC in assessing the needs and challenges facing minority depository institutions. The OCC is seeking nominations of officers or directors of OCC-regulated minority depository institutions, or officers or directors…

Federal Reserve: FEDS Notes | The Branch Puzzle: Why Are There Still Bank Branches?

Elliot Anenberg, Andrew C. Chang, Serafin Grundl, Kevin B. Moore, and Richard Windle* We provide evidence that the persistence of the large number of local bank branches across the country may be due to the fact that both depositors and small businesses continue to value local bank branches. Read the Full Article.

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in May 2018. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

Federal Reserve: Board Launches Consumer Compliance Supervision Bulletin

The Federal Reserve Board on Thursday launched the Consumer Compliance Supervision Bulletin–a new publication that will provide bankers and others interested in consumer protection with high-level summaries of pertinent supervisory issues. The Bulletin complements other Federal Reserve System outreach programs for banking organizations, such as the Consumer Compliance Outlook publication and its companion webinar series,…

ABA: Robert Jones, Chairman and CEO of Old National Bank, Appointed Chairman of ABA’s American Bankers Council

The American Bankers Association has appointed Robert G. Jones as chairman of ABA’s American Bankers Council for the 2018-2019 membership year. Jones is currently chairman and CEO of Old National Bancorp in Evansville, Ind., and is a member of its board of directors. Prior to joining Old National, Jones served for 25 years at KeyCorp….

ABA: 2018-2019 ABA Officers Nominated

The American Bankers Association’s Nominating Committee has selected the official slate of candidates for ABA officers for election at the association’s annual convention to be held in New York, October 21-23. The Committee, chaired by Dorothy Savarese, chairman, president and CEO of Cape Cod Five Cents Savings Bank, Orleans, Mass., nominated these candidates for ABA…

OCC: Minority Depository Institutions Advisory Committee Charter Renewed

The Office of the Comptroller of the Currency (OCC) has renewed the charter of its Minority Depository Institutions Advisory Committee (MDIAC), which advises the agency on issues and opportunities facing minority depository institutions. “The Minority Depository Institutions Advisory Committee has a long history of offering the OCC an invaluable perspective on the business environment affecting…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in April 2018. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

OCC: Bulletin Issued on Supervisory Policy and Processes for Community Reinvestment Act Performance Evaluations

OCC BULLETIN 2018-17 Summary The Office of the Comptroller of the Currency (OCC) is fully committed to an effort to modernize the Community Reinvestment Act (CRA). While modernization efforts are proceeding, the OCC is issuing this bulletin to inform national banks, federal savings associations, and federal branches and agencies (collectively, banks) about clarifications to OCC…

Interagency Guidance: Host State Loan-to-Deposit Ratios 2018 Update Issued

The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency today issued the host state loan-to-deposit ratios that they will use to determine compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994. These ratios replace the…