Community Banks

CFPB: Updated Exam Procedures for Military Lending Act Released

CFPB to Evaluate Military Lending Act Violations in its Exams of Creditors and Will Use Its Enforcement Authority in Cases of Substantial Consumer Harm WASHINGTON, D.C. – Today the Consumer Financial Protection Bureau (CFPB) issued the procedures its examiners will use in identifying consumer harm and risks related to the Military Lending Act rule which was…

CFPB: FFIEC Announces Availability of 2015 Data on Mortgage Lending (HMDA)

The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 6,913 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA). Covered institutions include banks, savings associations, credit unions, and mortgage companies. The HMDA data made available today cover 2015 lending activity and include: applications, originations,…

ABA: Survey – Top Reasons Consumers Plan to Consult Their Bank

WASHINGTON — Car loans, mortgages and saving for college are the top reasons consumers plan to consult their bank over the next year, according to a new survey by the American Bankers Association. Two in five Americans indicated they may contact their bank about these or other important financial decisions within the next 12 months….

ABA: Foundation Honors Washington Banker with Distinguished Service Award

WASHINGTON – David Devine of Columbia Bank in Tacoma, Wash. has received the American Bankers Association Foundation George Bailey Distinguished Service Award for his work with the homeless population of the Northwest.  Devine, who is the senior vice president and marketing director for Columbia Bank, will be presented the award during ABA’s Annual Convention in…

ABA: Six Banks Honored with Community Commitment Awards

Categories range from affordable housing to community and economic development WASHINGTON — The American Bankers Association Foundation has recognized six banks for their noteworthy corporate social responsibility with a 2016 Community Commitment Award. The awards were given to banks for their efforts in categories ranging from affordable housing to community and economic development. Winners will…

FDIC: Resources Unveiled to Help Community Banks Learn More about Affordable Housing Programs

The Federal Deposit Insurance Corporation (FDIC) on Thursday published a guide and launched an online resource center to help community bankers learn more about single-family housing products offered by federal agencies and government-sponsored enterprises. The Affordable Mortgage Lending Guide, Part I: Federal Agencies and Government Sponsored Enterprises describes federal programs for single-family housing lending that support…

FDIC: 16th Annual Bank Research Conference Held in Arlington, Virginia

The Federal Deposit Insurance Corporation (FDIC) and the Journal for Financial Services Research will sponsor the 16th Annual Bank Research Conference September 8-9, 2016. The conference features a presentation of papers and keynote addresses by FDIC Chairman Martin J. Gruenberg and Professor Douglas Diamond of the University of Chicago’s Booth School of Business. Chairman Gruenberg will…

FDIC: New Members for the Advisory Council on Community Banking Announced

The Federal Deposit Insurance Corporation (FDIC) has announced the selection of eight new members for its Advisory Committee on Community Banking, which has been providing advice and recommendations to the FDIC on a broad range of community bank policy and regulatory matters since it was established in 2009. The Advisory Committee members represent a cross-section…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in June 2016. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

OCC: Members Sought for OCC’s Mutual Savings Association Advisory Committee

WASHINGTON — The Office of the Comptroller of the Currency (OCC) is seeking nominations for members of its Mutual Savings Association Advisory Committee (MSAAC). The MSAAC will provide the OCC with advice and recommendations regarding the current and future circumstances and needs of mutual savings associations. The OCC is seeking nominations of officers or directors…