Community Banks

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in December 2017. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

March 5, 2018 CRA Examinations

Federal Reserve: CRA Examination Schedule for Second and Third Quarter 2018 Released

The Federal Reserve has released the CRA examination schedules for the second and third quarters of 2018: Second Quarter 2018 Third Quarter 2018

February 28, 2018 CRA Examinations

FDIC: CRA Examination Schedules for Second and Third Quarter 2018 Issued

The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the second and third quarters of 2018. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter. The…

February 28, 2018 CRA Examinations

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in November 2017. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

February 5, 2018 CRA Examinations

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in October 2017. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

January 5, 2018 CRA Examinations

OCC: CRA Evaluations for 15 National Banks and Federal Savings Associations Released

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of December 1, 2017 through December 31, 2017.  The list contains only national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings.  The…

January 4, 2018 CRA Examinations

FDIC: Resource Guide Highlights Collaborative Opportunities with Minority Depository Institutions

The Federal Deposit Insurance Corporation (FDIC) today issued a resource guide that underscores ways insured depository institutions, including community banks, can partner with minority depository institutions (MDIs) to the benefit of all institutions involved, as well as the communities they serve. The resource guide also notes that banks may realize business and regulatory benefits from…

December 22, 2017 Industry News

FDIC: Home Mortgage Disclosure Act Statement on Institutions’ Good Faith Compliance Efforts

Printable Format: FIL-63-2017 – PDF (PDF Help) Summary: The FDIC is issuing a statement regarding the evaluation of financial institutions’ compliance with the Home Mortgage Disclosure Act (HMDA), implemented by Regulation C. Specifically, for HMDA data collected in 2018 and reported in 2019, the FDIC does not intend to require data resubmission unless data errors…

December 21, 2017 Industry News

Interagency Guidance: 2018 Annual CRA Asset-Size Threshold Adjustments Released

FDIC Release Federal Reserve Release OCC Release The federal bank regulatory agencies today announced the annual adjustment to the asset-size thresholds used to define small bank, small savings association, intermediate small bank, and intermediate small savings association under the Community Reinvestment Act (CRA) regulations. The annual adjustments are required by the CRA rules. Financial institutions…

December 21, 2017 Regulatory Updates

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in September 2017. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

December 5, 2017 CRA Examinations