Bank Services

FDIC: 7th Annual Consumer Research Symposium Held in Arlington, Virginia on October 13th

The Federal Deposit Insurance Corporation (FDIC) will sponsor the 7th Annual Consumer Research Symposium on October 13, 2017. The conference will feature welcoming remarks by FDIC Chairman Martin J. Gruenberg, presentations of selected research papers, and a Keynote Address by Dr. Christopher Herbert, Managing Director of the Joint Center for Housing Studies of Harvard University….

ABA: Survey Shows Americans Trust Banks Most to Keep Their Payments Safe

25 percent of consumers have used mobile app to make a payment ​WASHINGTON —Nearly 6 in 10 Americans —59 percent— trust banks most to keep their payments safe, according to a new survey conducted by Morning Consult for the American Bankers Association. Only 12 percent of consumers trust alternative payment providers, such as Apple, PayPal…

OCC: Acting Comptroller Of The Currency Rescinds Deposit Advance Guidance

Acting Comptroller of the Currency Keith A. Noreika today approved rescission of the agency’s Guidance on Supervisory Concerns and Expectations Regarding Deposit Advance Products that was published in the Federal Register on November 26, 2013, and accompanying OCC Bulletin 2013-40. In doing so, he issued the following statement: Today, I approved rescission of the OCC’s…

CFPB: Interim Final Rule Issued To Help Mortgage Servicers Communicate With Certain Borrowers At Risk Of Foreclosure

Bureau Also Seeks Comment on Separate Proposed Rule Modifying Timing Requirements for Bankruptcy Periodic Statements The Consumer Financial Protection Bureau (CFPB) today issued an interim final rule and a proposed rule to provide mortgage servicers more flexibility and certainty around requirements to communicate with certain borrowers under the Bureau’s 2016 mortgage servicing amendments. The interim…

FDIC: 2017 Results of Summary of Deposits Survey Released

The Federal Deposit Insurance Corporation (FDIC) today released the results of its annual survey of branch office deposits for all FDIC-insured institutions. The latest data are as of June 30, 2017. The FDIC’s Summary of Deposits (SOD) provides deposit totals for each of the more than 89,000 domestic offices operated by more than 5,700 FDIC-insured…

FDIC: Webinar To Highlight Spanish-Language Financial Education Resources

In recognition of Hispanic Heritage Month, the Federal Deposit Insurance Corporation (FDIC) invites organizations that serve the U.S. Spanish-speaking population and members of their communities to participate in an upcoming webinar that will highlight the agency’s Spanish-language consumer resources. The webinar will be conducted in Spanish and is scheduled for October 12, from 3:00 p.m….

ABA: Survey Shows Online, Mobile Are Most Popular Banking Channels

Results show different generations have different banking tendencies Forty percent of Americans manage their bank accounts online more frequently than any other method, according to a recent survey conducted by Morning Consult on behalf of the American Bankers Association.  One in 4 consumers (26 percent) use their mobile devices most often to conduct their banking…

ABA: 9 in 10 Americans Rate Their Bank’s Service as Good or Excellent

Nine in 10 Americans with a bank account (89 percent) rate their bank’s service and support as “good,” “very good” or “excellent,” according to a new survey conducted by Morning Consult on behalf of the American Bankers Association. The same number say they are satisfied with their primary bank. The survey also asked consumers to…

CFIB: Identity Theft Protection Following the Equifax Data Breach

By Kristin Dohn  Millions of Americans have been impacted by the recent Equifax data breach. Whether or not your personal information has been stolen, there are steps you can take to protect yourself and your credit. What is identity theft, and what can you do? Sometimes criminals who steal data use it to engage in…

FDIC: FFIEC Launches New Industry Outreach Website

Printable Format: FIL-40-2017 – PDF (PDF Help) Summary: The Federal Financial Institutions Examination Council (FFIEC) launched a new Industry Outreach website for financial institutions, trade associations, third-party providers, and consultants. Statement of Applicability to Institutions with Total Assets Under $1 Billion: This FIL applies to all FDIC-supervised financial institutions. Highlights: The FFIEC launched a new…