April 1, 2025

OCC: CRA Performance Evaluations Released for 18 National Banks and Federal Savings Associations

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of March 1, 2025, through March 31, 2025.

Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

InstitutionCityStateCRA Rating
First Pioneer National BankWrayCOOutstanding
SouthState Bank, National AssociationWinter HavenFLSatisfactory
First National Bank, Ames, IowaAmesIASatisfactory
Barrington Bank & Trust Company, National AssociationBarringtonILOutstanding
Beverly Bank & Trust Company, National AssociationChicagoILOutstanding
Central Savings, F.S.B.ChicagoILOutstanding
Farmers National BankProphetstownILSatisfactory
Farmers National Bank of GriggsvilleGriggsvilleILSatisfactory
First Federal Savings BankOttawaILSatisfactory
Peoples National Bank of KewaneeKewaneeILSatisfactory
Schaumburg Bank & Trust Company, National AssociationSchaumburgILSatisfactory
First Financial Bank, National AssociationTerre HauteINSatisfactory
Tecumseh Federal BankTecumsehNESatisfactory
Signature Bank, National AssociationToledoOHSatisfactory
Patrons Bank, National AssociationOkmulgeeOKOutstanding
Fulton Bank, National AssociationLancasterPAOutstanding
First Dakota National BankYanktonSDOutstanding
The Santa Anna National BankSanta AnnaTXOutstanding

The OCC’s website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA in the next two calendar quarters.

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This post was originally published here.