§__.41(a) – 2
Q: If an institution elects to have the Agencies consider affiliate lending, will this decision affect the institution’s assessment area(s)?
A2. If an institution elects to have the lending activities of its affiliates considered in the evaluation of the institution’s lending, the geographies in which the affiliate lends do not affect the institution’s delineation of assessment area(s).
Source: Interagency Questions & Answers Regarding Community Reinvestment | July 2016