CRA Newswire

CDFI Fund: Updated Program Eligibility Release for 2011-2015 American Community Survey Census Bureau Data

The Department of Treasury’s Community Development Financial Institutions Fund (CDFI Fund) has established a plan for releasing updated program eligibility information based upon Census Bureau data from the 2011-2015 American Community Survey (ACS). Eligibility requirements for the Bank Enterprise Award Program (BEA Program), Community Development Financial Institutions Program (CDFI Program), Native American CDFI Assistance Program…

ABA: Survey Shows Americans Trust Banks Most to Keep Their Payments Safe

25 percent of consumers have used mobile app to make a payment ​WASHINGTON —Nearly 6 in 10 Americans —59 percent— trust banks most to keep their payments safe, according to a new survey conducted by Morning Consult for the American Bankers Association. Only 12 percent of consumers trust alternative payment providers, such as Apple, PayPal…

FDIC: Upcoming Banker Teleconference on HMDA 2018 Implementation

Printable Format: FIL-47-2017 – PDF (PDF Help) Summary: The FDIC will discuss implementation of the 2015 Home Mortgage Disclosure Act Final Rule regarding requirements that become effective beginning in 2018. A teleconference is scheduled for Thursday, October 26, 2017, from 1:30 p.m. to 3:00 p.m. Eastern Time. Advance registration is required. The Federal Deposit Insurance…

SBA: 2017 Finalists Named For InnovateHER Business Challenge For Innovations That Empower Women’s Lives

10 Visionary Entrepreneurs Will Take Part in Pitch Competition Before an Expert Panel of Judges Administrator Linda McMahon, the head of the U.S. Small Business Administration, today announced the 2017 finalists of the SBA’s InnovateHER Business Challenge, the nationwide competition highlighting innovative products, services or technology developed by visionary entrepreneurs that have a measurable impact…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in July 2017. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

OCC: Acting Comptroller Of The Currency Rescinds Deposit Advance Guidance

Acting Comptroller of the Currency Keith A. Noreika today approved rescission of the agency’s Guidance on Supervisory Concerns and Expectations Regarding Deposit Advance Products that was published in the Federal Register on November 26, 2013, and accompanying OCC Bulletin 2013-40. In doing so, he issued the following statement: Today, I approved rescission of the OCC’s…

CFPB: Rule Finalized To Stop Payday Debt Traps

Lenders Must Determine If Consumers Have the Ability to Repay Loans That Require All or Most of the Debt to be Paid Back at Once The Consumer Financial Protection Bureau (CFPB) today finalized a rule that is aimed at stopping payday debt traps by requiring lenders to determine upfront whether people can afford to repay…

ABA: Banks Accepting Entries for ABA Foundation’s Lights, Camera, Save! Video Contest

Local banks sponsor teen competition ​WASHINGTON — Banks nationwide are now accepting entries as a part of the American Bankers Association Foundation’s annual Lights, Camera, Save! video contest. Lights, Camera, Save! is a national contest that encourages teens to use video to communicate the value of sound money management. Through Lights, Camera, Save!, teen participants…

HUD: Letter From HUD Secretary Ben Carson To The People Of Texas On Hurricane Harvey Relief

As Texas rebuilds in the wake of Hurricane Harvey, the U.S. Department of Housing and Urban Development (HUD) is committed to ensuring safe, affordable housing for all those affected by the disaster. HUD is tasked with comprehensive, long-term disaster relief and has been working on the front lines in Texas. We are your ear on…

OCC: CRA Evaluations for 31 National Banks and Federal Savings Associations Released

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of September 1, 2017 through September 30, 2017. The list contains only national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings. The…