Data & Trends

FHFA: U.S. House Prices Rose 12.4 Percent Over the Last Year; Up 0.1 Percent from the Second Quarter 2022

U.S. house prices rose 12.4 percent from the third quarter of 2021 to the third quarter of 2022 according to the Federal Housing Finance Agency House Price Index (FHFA HPI®). House prices were up 0.1 percent compared to the second quarter of 2022.  FHFA’s seasonally adjusted monthly index for September was up 0.1 percent from August. “House prices were flat for the third…

CDFI Fund: Public Comments Sought on the NMTC Allocation and Qualified Equity Investment Tracking System

The Community Development Financial Institutions Fund (CDFI Fund), U.S. Department of the Treasury, is soliciting comments concerning the New Markets Tax Credit Program (NMTC Program) Allocation and Qualified Equity Investment Tracking System (AQEI). The NMTC Program provides an incentive to investors in the form of tax credits over a seven year period and stimulates the…

HUD and Census Bureau: New Residential Sales Report for October 2022 Released

The U.S. Department of Housing and Urban Development (HUD) and the U.S. Census Bureau jointly announced the following new residential sales statistics for October 2022: New Home SalesSales of new single‐family houses in October 2022 were at a seasonally adjusted annual rate of 632,000, according to estimates released jointly today by the U.S. Census Bureau…

Census Bureau: Webinar on 2017-2021 American Community Survey Five-Year Estimates Scheduled for December 1st

The U.S. Census Bureau is scheduled to hold a webinar Dec. 1, 2022, explaining how to access data and online resources from the 2017-2021 American Community Survey (ACS). The webinar will also provide tips for comparing ACS geographies and statistics over time. Embargo subscribers will have access to these statistics from Tuesday, Dec. 6, at 10 a.m. EST to Thursday, Dec….

FHFA: Report Issued on Enterprise Single-Family Guarantee Fees in 2021

The Federal Housing Finance Agency (FHFA) today issued its annual report on single-family guarantee fees charged by Fannie Mae and Freddie Mac (the Enterprises). Guarantee fees are intended to cover the credit risk as well as administrative and operational costs that the Enterprises incur when they acquire single-family loans from lenders. In particular, the report…

HUD: FHA Annual Report Showcases Continued Leadership Efforts in Affordable Housing Financing

Annual report to Congress highlights FHA’s leading role in supporting affordable home financing for first-time homebuyers and borrowers of color, providing assistance to struggling homeowners, and addressing housing supply and affordability. The Federal Housing Administration (FHA) today released its Annual Report to Congress on the financial status of its Mutual Mortgage Insurance Fund (MMI Fund), which is…

CFPB: New Report Highlights Problems with Tenant Background Checks

Errors and false information in tenant background checks raise costs and barriers to quality rental housing Today, the Consumer Financial Protection Bureau (CFPB) issued two reports on the tenant background check industry. The reports describe how errors in these background checks contribute to higher costs and barriers to quality rental housing. Too often, these background…

Census Bureau: New Data Released on Minority-Owned, Veteran-Owned, and Women-Owned Businesses

The U.S. Census Bureau today released new estimates on the characteristics of employer businesses. According to the 2021 Annual Business Survey (ABS), which covers reference year 2020, approximately 1.15 million or 19.9% of employer businesses in 2020 were minority-owned; 320,864 (5.6%) were veteran-owned; and around 1.24 million (21.4%) were owned by women. This release also includes demographic data by…

ABA: National Survey Finds 99% of Consumers Give High Marks to their Bank’s Online and Mobile Experience for Third Consecutive Year

Ninety-nine percent of consumers rated their bank’s online and mobile app experience as “excellent,” “very good,” or “good,”—once again tying the record mark set two years ago—according to a national survey conducted by Morning Consult on behalf of the American Bankers Association. When considering the growth of digital and online tools as well as traditional…

ABA: 2022 Ag Lender Survey Finds Interest Rate Volatility is Top Concern in 2023

ABA, Farmer Mac joint survey reveals ag lenders are most concerned about impacts of inflationary pressure on farmers and ranchers The top concern facing agricultural lenders going into 2023 is interest rate volatility, according to the 2022 Agricultural Lender Survey report produced jointly by the American Bankers Association and the Federal Agricultural Mortgage Corporation, more commonly known…