February 4, 2025

FEMA: Assistance Available for Self-Employed California Wildfire Survivors

Self-employed individuals in Los Angeles who became unemployed as a direct result of the wildfires, may apply for FEMA Individual AssistanceDisaster Unemployment Assistance (DUA) and/or U.S. Small Business Administration (SBA) Disaster Loans

FEMA Individual Assistance

FEMA may be able to provide funds to repair or replace disaster-damaged tools and equipment required for your job. This help is available to a wide variety of applicants, including artists, musicians, mechanics, and many other occupations.

Eligible Occupational Tools

Occupational tools are tools and equipment required for self-employment or not provided by an employer but required for employment. Examples of essential tools include:

This assistance may be available if the items were damaged by the disaster, you do not have another working item that can meet this need, and the loss of the item was not covered by insurance.

Required Documentation

To be eligible for self-employment assistance, you must provide documentation that proves you are self-employed, such as federal tax return documents, and meet the general eligibility criteria for FEMA assistance. Self-employed survivors should provide FEMA with:

To find out if you are eligible, apply to FEMA:

Go online to disasterassistance.gov/.

The deadline to apply for FEMA Individual Assistance is March 10, 2025.

Disaster Unemployment Assistance 

Los Angeles County workers impacted by the severe wildfires and winds can now apply for Disaster Unemployment Assistance (DUA) or regular unemployment benefits. The Employment Development Department (EDD) administers these benefits. DUA is for workers – such as self-employed people – who are not eligible for regular unemployment benefits and lost their jobs or had hours reduced because of the disaster. 

The deadline to submit a DUA application is March 10, 2025. 

Visit the State of California’s Employment Development Department for more information on how to apply. 

U.S. Small Business Administration Disaster Loans

The U.S. Small Business Administration (SBA), FEMA’s federal partner in disaster recovery, offers low-interest disaster loans to help homeowners, renters, private non-profit organizations, and business of all sizes recover from declared disasters, Applicants may apply online and receive additional disaster assistance information at SBA gov/disaster. Disaster loan information and application forms can be obtained by scheduling an in-person appointment at a SBA Disaster Recovery Center or by calling the SBA’s Customer Service Center at 800-659-2955.

This post was originally published here.