§__.12(l) – 1
Q: Does the term “home mortgage loan” include loans other than “home purchase loan”?
A1. Yes. “Home mortgage loan” includes “home improvement loan,” “home purchase loan,” and “refinancing,” as defined in the HMDA regulation, Regulation C, 12 CFR part 1003. This definition also includes multifamily (five-or-more families) dwelling loans, and loans for the purchase of manufactured homes. See also Q&A__.22(a)(2) – 7.
Source: Interagency Questions & Answers Regarding Community Reinvestment | July 2016